← Back to products

The financial reality engine for SaaS founders. See your Safe-to-Spend — the cash you can actually use after deferred revenue, taxes, and commitments.

FintechSaaSFinance

Founder

Uunknown

Screenshots

Nett screenshot 1

About

Running a Software as a Service business is exciting, but the financial reality can often feel murky. You look at your bank account, see a healthy balance, and think you have plenty of room to hire, invest in marketing, or launch that next big feature. However, that number rarely tells the whole story, especially when dealing with subscriptions, deferred revenue, and upcoming tax obligations. Introducing 84. Nett, the financial reality engine specifically built for SaaS founders who need clarity, not confusion. We move beyond the vanity metric of your raw bank balance to show you the true, actionable cash you have available right now. This isn't just another accounting tool; it's your strategic co-pilot, cutting through the complexity of subscription models to reveal your genuine Safe to Spend figure. Imagine making hiring decisions or planning major expenditures with absolute confidence, knowing exactly how much capital is truly yours to deploy without jeopardizing future obligations.

84. Nett works by intelligently factoring in the nuances unique to recurring revenue businesses. We meticulously account for revenue that has been collected but not yet earned, those critical tax liabilities looming on the horizon, and all your existing contractual commitments. This sophisticated calculation delivers a single, trustworthy number: your Safe to Spend. This means you stop guessing and start executing with precision. Founders often get trapped by the perceived wealth of a large deferred revenue balance, only to find themselves short when those commitments come due. Our platform eliminates that dangerous disconnect, giving you a forward-looking, honest assessment of your liquidity. It transforms abstract financial data into a clear, actionable metric that directly impacts your day-to-day decision making, allowing you to allocate resources where they will generate the highest return without creating hidden financial stress.

Ultimately, 84. Nett gives you back the most valuable asset in a fast-growing company: certainty. When you know your actual capacity for spending, you can accelerate growth responsibly. Whether you are planning for a major capital expenditure, negotiating vendor contracts, or simply setting monthly budgets, having the accurate Safe to Spend figure at your fingertips provides unparalleled peace of mind and strategic advantage. Stop managing your SaaS business based on what the bank shows you, and start leading based on what your actual, usable cash flow dictates. It is time to align your operational spending with your true financial health, ensuring sustainable, aggressive growth for your SaaS venture.