Most gateways settle in USD and leave merchants to figure out the rest. Tender settles directly in 16+ local currencies so merchants in Lagos, Manila, or Accra get paid in money they can actually use. We accept 300+ cryptocurrencies, offer three payment channels (online, WhatsApp, and in-person POS), and we're the only gateway with a native WhatsApp payment flow — built for how commerce actually works in emerging markets.see more
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About
Tender is fundamentally reshaping how businesses in emerging markets handle digital commerce and cross-border payments. We understand that the traditional payment gateway model, which forces merchants to accept funds in USD only to then navigate complex conversion processes, creates unnecessary friction and risk. That is why Tender was built differently. We eliminate the middle step entirely by allowing you to settle directly in over 16 local fiat currencies. Imagine running your business in Accra, Manila, or Lagos and receiving payments instantly in the exact local currency you need for daily operations, payroll, and suppliers. This direct settlement capability removes currency volatility exposure and simplifies your accounting instantly, giving you back control over your cash flow in a way no other gateway currently offers. It is about making crypto payments feel as natural and useful as local bank transfers, but with the speed and global reach of blockchain technology.
What truly sets Tender apart is our commitment to meeting merchants where they already are. We don't just support a massive range of over 300 cryptocurrencies; we provide payment channels designed for real-world adoption in high-growth economies. Beyond standard online checkout integration, Tender offers innovative solutions including in-person Point of Sale (POS) capabilities and, most significantly, a native WhatsApp payment flow. In many regions, WhatsApp is the primary engine of commerce, and we have built the only gateway that seamlessly integrates payment acceptance directly into that familiar messaging environment. This means your customers can pay you instantly, securely, and conveniently, whether they are browsing your website, sending a direct message, or standing at your physical counter. We are not just processing transactions; we are enabling commerce by adapting sophisticated financial technology to the practical realities of how business gets done today.
By leveraging Tender, you gain access to a robust, future-proof payment infrastructure that supports global reach while prioritizing local usability. Whether you are a small online retailer or a growing enterprise looking to tap into the efficiency of digital assets, Tender provides the essential bridge between the global crypto economy and your local bank account. Stop worrying about conversion rates and complex withdrawal procedures. Start focusing on growth, knowing your revenue is settling directly into the currency you recognize and can spend immediately. Tender is the payment revolution built for the next billion users, ensuring that digital commerce is accessible, efficient, and perfectly tailored to your local market needs.